Blog Posts

Papa's Perks: Fun Father's Day Celebrations for Seniors

Think about those crazy ties. Yes, you even wore one to work. Once. How about the colorful socks? Or scarves? Or endless bottles of your favorite aftershave? You loved and cherished them all. It was always so much fun to be honored as a dad. But seriously, it was small potatoes compared to Father’s Day as a grandpa. You see, when your own kids were small, your life was so busy and hectic. Sure, they appreciated all the special moments in the limited time you had. But, you weren’t nearly as available as you would have liked to be. Now that you have partaken of the retirement cake, you are free to relax and focus on the grandkids whenever the spirit moves you. They have the opportunity to know you in a way your kids may not have. In short, it’s your turn to be the fun guy. Let your kids handle the homework and discipline. Your grandkids know where to go for the good times. This Father’s Day, commemorate your evolution from father to grandfather with a meaningful and memorable family celebration. Whether you are a guy on the go or prefer activities that include your favorite lounge chair, here are a few Father’s Day ideas for grandparents. Take Your Show on the Road No doubt the greatest Father’s Day gift for grandpa is the gift of quality family time. Whether you are a diehard baseball fan, love a great museum exhibit, or have a hankering for a family day in the park, a little pre-Father’s Day conversation and planning can create the perfect family event. Your choice of destination will certainly be influenced by the ages of the little ones. Your favorite aviation or art museum may wind up looking more like the zoo, but the where doesn’t matter as much as the who. Get on the Course Mini golf checks all the Father’s Day activity boxes. You’ll be outside. You’ll have a golf club in your hand. There will be ice cream. Voila! An awesome outing for all age groups. The kids will have a ball and you might even get a hole in one to impress them! Pick a Project Set up the Legos or the magnet blocks and get ready to blast off into your grandkids fantasy world. Your spaceship will have special rooms for the grandparents, of course. Or keep it simple with some blank paper and crayons, or some stickers from the drug store. The little ones will be happily engaged and you’ll be sitting down while you enjoy them. The big kids – your children – will be thrilled to give you as much alone time with the grandkids as you want, while they happily relax out on the couch. Make It an Overture Day Invite the Kids If you are lucky enough to live in an Overture premier senior apartment community near family, make it an on campus Father’s Day. With acres of pristinely manicured grounds, state of the art gym and pool area, and designated activity rooms for movies or games, Overture properties are just what the party planner ordered. When everybody is ready for a break, head up to your well appointed apartment for a meal and some meaningful together time. Once the kids are settled and relaxed, snuggle up for story time. They know grandpa tells the best stories. Kids Out of Town? If your Father’s Day will be sans children, Overture has your back. Book a room in your Overture community and enjoy Father’s Day with members of the community who share your circumstances. You’re all in the same boat, so make it a party cruise! Cards and cocktails? Or pot luck meal – and cocktails? Instead of missing the kids, you’ll be celebrating grandparenthood with your crew. Cheers! Book a tour at the Overture senior apartment community of your choice today. Your soon-to-be new friends are waiting to celebrate this special chapter of life – and Father’s Day – with you.

Safe and Sound: Seniors' Guide to National Safety Month

“The danger which is least expected soonest comes to us." So said dramatist, poet and reformer Voltaire, way back in 1694. Surely, he would view National Safety Month as a proactive measure to defend against the unexpected. The National Safety Council designated the month of June as National Safety Month in 1996. Its original focus was to mitigate workplace safety risks. Viewed in today’s broader context, it presents the perfect opportunity to boost senior safety awareness. The equation is simple: Minimize the dangers lurking in all aspects of life. Maximize both duration and quality of life. Celebrate National Safety Month by considering these basic safety tips for seniors. Hot Weather Safety June safety means taking precautions when the temperature rises. Extreme heat and sun exposure can cause a host of health problems. It’s important to be proactive and cool off before you wind up in the ER. When spending prolonged time in the heat: Drink plenty of fluids. Include water, fruit or vegetable juice or drinks that contain electrolytes. Dress for the weather in lightweight, light-colored, loose-fitting clothing. Avoid overexertion by taking the exercise routine into the air conditioning. Use broad spectrum sunscreen and reapply it every so often during the day. Wear a protective hat and sunglasses. Manage Medications It is critical for seniors to properly manage daily medications. That means reading all instructions and warning labels. A pill organizer is a simple, efficient way to make sure you take only your specified meds every day. Clutter is Not Your Friend Falls account for a huge percentage of senior injuries. It’s important to make sure your living space is clear of any clutter that might result in a life altering trip and fall. Errant wires or even a bump in the rug can also pose real risk. In the Driver’s Seat Statistics show there are almost 50 million drivers in this country over the age of 65. Unfortunately, those 50 million are responsible for a disproportionate number of fatal car accidents. To make the roads safer for yourself and those sharing it with you, be sure to get regular eye exams and only travel in safe conditions. Try to map out your routes in advance so your focus will be on the road, not on the GPS. Don’t Be a Victim When we think of seniors and safety, we tend to focus on the physical. But, thanks to 21st century technology, there are lots of other ways to experience pain and suffering. There are scammers out there who expend all their energy targeting vulnerable seniors, specifically to separate you from your money. These people are so clever, it is hard to tell they are not actually government agents, sweepstakes officials, computer tech support, or emergency personnel telling you your loved one is in danger and needs money to get out of it. The good news is, if you follow a few common sense rules, they will not be successful. Do not under any circumstances give out any personal information over the phone or by email. If somebody asks for your social security, bank account, or credit card numbers, just hang up or delete. Always check your credit card statements and report any unauthorized charges. Keep your security software on your phone and computer up to date. NEVER give money in any form - including a gift card - to a stranger, no matter how logical and credible they seem. Some of these people will pressure you to act immediately. That is your first clue to hang up. Live in a Safe Environment Overture senior apartment communities are designed specifically for the comfort, convenience, and safety of active adults. Celebrate National Safety Month by booking a tour at the Overture of your choice today. Stress free, turnkey apartment living with a community of caring peers who look out for each other is just what the National Safety Council ordered. Stay safe!

Navigating Medicare and Health Insurance Options for Seniors

It's a word that was always sort of hovering out there. But you never really gave it much thought. And, now that your age has a six and a five in it – in that order - all of a sudden, it’s the only thing you can think about. Medicare: The federal health insurance program for people 65 and older. Sounds simple and self-explanatory. But once you begin exploring its ins and outs, you may conclude it is anything but. However, one thing on your Medicare journey of discovery will be abundantly clear immediately: It is not free. Seriously, don’t feel like the lone ranger if you assumed Medicare is a lovely free gift from Uncle Sam. A lot of people are surprised to find it is most definitely not. So, What Exactly is Medicare? Medicare for seniors is one of the largest social programs available in this country. It is made up of different parts, each offering a different type of health coverage. There are also supplemental plans as well as personal insurance plans you can get in tandem with, or instead of Medicare. You can sign up for Medicare on the Social Security website.: During your initial enrollment period – the 7-month period that begins 3 months before you turn 65 and ends 3 months after your birthday month. During the General Enrollment Period, which is annually between January 1 and March 31. During Open Enrollment October 15 – December 7. What Are You Signing Up For? This is the really fun part. The Medicare program consists of Medicare Part A, Medicare Part B, Medicare Advantage Part C, and Medicare Part D. Medigap insurance is available to supplement parts A and B. Your mission, that you have no choice but to accept, is to create a personal plan that includes the right parts for you. Medicare Part A Medicare Part A is known as hospital insurance. It will cover inpatient care if you are in a hospital, skilled nursing facility, or nursing home. It will also pay for hospice care and some home health care. For most people, Part A is the free part. Medicare Part B Medicare Part B is medical insurance similar to the health insurance you are familiar with. It comes with a monthly premium payment. So, not free. It covers medical services and supplies, and preventive healthcare like wellness visits and vaccines. For preventive care you won’t pay anything out of pocket. For other services you’ll have a deductible like you do, or did, with traditional insurance. Part C or Medicare Advantage Part C, otherwise known as Medicare Advantage is all the different parts of Medicare rolled into one. Medicare Advantage is similar to traditional health plans. Generally, you will need to stay within a set network of medical professionals in order to be covered. It includes preventive and outpatient medical care, hospital care and prescription drugs. It also often covers services that Medicare does not cover, like dental vision and hearing services. You would not need to purchase supplementary coverage. If you opt for Medicare Advantage, you will pay both a Medicare Advantage and a Part B premium. Medicare Part D Part D is the prescription drug portion of your Medicare story. Again, not free. It is regulated by the government but provided by private companies. Each company – and there are a wide variety to choose from - has a formulary, or list of the drugs it covers. For your prescription coverage you will pay a premium, deductible, and co-pay which will vary depending on the drug. FYI Medicare Part D has a coverage gap, known as a donut hole. Once you’re in it, your plan will cover less of your expenses and you will pay 25% of your prescription drug costs. Medigap Even the best Medicare plan for seniors will have some gaps in its coverage. Hence, the need for Medigap, or Medical Supplemental Insurance. These policies, offered by private companies, are designed to supplement your basic Medicare coverage. Some companies will cover additional services like emergency medical care in a foreign country. What they will not cover is: Long-term care. Hearing aids. Glasses. Dental care. Vision care. Private nursing services. So, it’s a good thing elderly people never need any of those things, right?. Just a little snarky Medicare humor. The idea is to sort through all the pieces of the Medicare jigsaw puzzle and put together a health plan that is compatible with both your medical needs and your wallet. Easier said than done? Again, don’t feel like the lone ranger if you decide to call an experienced professional to help you navigate the Medicare maze. Or better yet, book a tour at one of Overture’s premiere senior apartment communities today. You and your new Medicare eligible loved ones can share experiences and pool resources. Then it’s off to happy hour to raise a glass to your new health care status.

Exploring Chapel Hill's Arts and Culture Scene

Close your eyes and imagine your dream location. Are you picturing spectacular, knock-your-socks-off natural beauty? How about a perfect year-round climate? Does it have easy access to magnificent beaches? Is it a cultural hub where a globally recognized art and music scene and world class dining are just facts of everyday life? Does it have that special intergenerational energy that can only be found in a university town? Well, you can stop dreaming. In the real world such a place actually exists. And the best news is it boasts an Overture premier senior living apartment community. Welcome to Chapel Hill, North Carolina. They don’t call it the “Southern part of heaven” for nothing. Perfectly located in the Raleigh/Durhan/Chapel Hill “Research Triangle,” Chapel Hill is a unique blend of cutting-edge sophistication and laid-back charm. Clearly, whoever coined the term Southern hospitality was enjoying a meal in Chapel Hill at the time. Chapel Hill’s inclusive, vibrant spirit is matched by its welcoming tax structure, a perk of which is untaxed social security benefits. Throw in outstanding sports teams and get ready to experience the best of retirement life. Here are a few examples of the many and varied things to do in Chapel Hill. Enjoy the Outdoors Even the most dedicated couch potato won’t be able to resist the splendor of Chapel Hill’s surroundings. The Triangle area boasts over a dozen state parks and reserves as well as miles upon miles of connected trails. You will never run out of places to hike, bike, paddle or leisurely mosey with loved ones. When the ocean beckons, just hop in the car and you can easily be at any of the many lovely seaside destinations in a couple hours. The best part of Chapel Hill’s weather is four distinct seasons. It’s always moderate enough to be outside, but each season is celebrated with changes in scenery and events. Enjoy the Art Chapel Hill’s public art displays are ubiquitous. From the decorated transit shelters, to the murals on buildings, parking lots and trails, to the graphic art on buildings that are part of the Downtown Vinyl Project, Chapel Hill celebrates local artists at key locations throughout the community. Art lovers will also enjoy the permanent collections and special exhibits at both the Ackland and Frank Art Museums. Enjoy the Festival Chapel Hill rolls out the red carpet for their artists in a big way with its annual Festifall Arts Festival in October. A Chapel Hill staple for the past 44 years, this event showcases the diverse styles and imagination of local talent. Enjoy the Music Head to Memorial Hall for symphony orchestras, chorus groups, plays and concerts. There are also frequent plays, comedians, concerts, and movies showing on the UNC campus. Enjoy the Town Just off campus is Franklin Street, home to boutiques, restaurants, bars, and music venues. Popular with locals as well as students, Franklin Street is the quintessential example of the intergenerational vibe Chapel Hill is known for. Enjoy the Food Chapel Hill’s restaurant scene is as diverse and delightful as its art. From formal dining to the best cup of coffee, embark on a flavorful adventure as you discover outstanding local and international cuisine. You will agree Chapel Hill is more than deserving of its nickname, America’s “foodiest little town.” Enjoy Life Long Learning Proximity to University of North Carolina makes Chapel Hill a center of learning for residents of all ages. The University’s Friday Center for continuing education offers an abundance of enrichment classes for retirees. Sign up for a class on your own, or with your loved ones from your Overture senior apartment community. Book a tour at Overture’s Crabtree, or Centennial 55+ communities today. Active adult life doesn’t get any better than this. Enjoy Retirement!

Supporting Aging Parents from Afar

There are empty nests. And there are empty nests. Sometimes those little birdies fly the coop and make their own nests nearby. Sometimes their wings take them to relationships or job opportunities out of state, or even across the country. Yes, in this metaphor, those birdies are you. Living out of town makes it challenging to help elderly parents downsize. You want to support them in the best way possible but you can’t be physically there as often as you’d like. As they face milestones like selling the house and considering senior living apartments, you want to be an integral part of the decision-making process. You believe it is time for them to move forward and enjoy this new chapter of life in a welcoming, active adult community. But, it’s hard to present your arguments from afar. Your charm and powers of persuasion may be slightly diminished by distance. In short, it’s a lot easier to tell kids to butt out over the phone. So how do you help aging parents downsize from afar? Consider these tips. Keep the Lines of Communications Open You can’t be there in person all the time. But you can pick up a phone. Call your parents often to get a sense of how they are doing and what’s going on in their lives. Now that you are all grown up, the torch has passed. Instead of your parents wanting to know all about your day at school, and who was mean on the playground, it’s your turn to show an interest in them. Hopefully they won’t put their headphones on and ignore you. Oh. That’s right. This time around that job will fall to your own kids. Payback. Use Technology Fortunately, there are multiple ways to stay in touch. Facetime is the next best thing to being there. If your parents don’t know how to use it, teach them. Schedule Facetime meetings once or twice a week. Put it on your calendar and be sure to block out a good chunk of time to really get a chance to connect. As much as they love you, your parents will want to spend most of that time talking to the grandkids. So, it’s not a bad idea to schedule separate time for serious grown-up talks. Ask How You Can Help Your parents are not going to volunteer information about their finances, health, or feelings. You will have to ask the right questions. You can ask for copies of their will. If they don’t have one, you can provide resources for them to begin that process. It is always tricky to ask for access to bank statements. Some parents are more willing to share than others. If they won’t let you be involved in their finances, direct them to a trusted professional. If you are a great organizer, volunteer to organize their important documents on your next visit. The best way to find out what your parents may need from you is to ask. Make An Emergency Plan Since you are not around the corner, it’s important to have an emergency plan in place. Designate a local family member or friend to be the point person in the event of an accident or medical emergency. Make sure your parents are comfortable with that person and can contact them quickly. On your end, it’s a good idea to set up a support system of people who can step in and cover for you with the kids, or pets, if you need to leave on a moment’s notice. Family Meeting Whether it’s in person, or by Facetime, organize a family meeting to discuss your parents’ issues and concerns. Together you can make important decisions, like who will have written permission to receive medical and financial information in the event your parents become incapacitated. You will also want to take this time to start the senior apartment conversation. First question: Where do your parents want to live? Do they want to stay local or relocated to a warmer climate? Aws you get a sense of their goals and timeline, you can be a resource for finding the perfect Overture destination. Once they see how excited you are by the gorgeous grounds, state-of-the-art apartments and resort worthy amenities, they won’t be able to resist sharing your enthusiasm. The for-sale sign will be imminent. Visit Often Facetime is great, but nothing takes the place of a real hug. The older your parents get, the better the chances you will be the one traveling. Regular visits will maintain your strong connection and keep you tuned in to what’s going on with them. After your parents are settled into the Overture senior apartment community of their choice, you will rest easier, knowing they are surrounded by a caring, inclusive community. When you visit, they will always be glad you are there. But they will still be having the time of their lives when you’re not.

Maintaining Brain Health and Cognitive Function

“The older I get, the more clearly I remember things that never happened,” said Mark Twain. That’s funny. But also, not. Memory issues are no laughing matter. The unfortunate truth is cognitive abilities, including memory, can decline as we age. Like the other muscles in the body, the mind must be exercised on a daily basis in order to remain sharp. Here are a few brain health tips to help keep you at the top of your mental game. Keep Moving Staying physically active can support healthy brain function by improving blood and oxygen flow to the brain and increasing production of key brain chemicals. These chemicals, called growth factors, help generate new brain cells and create new pathways that can enhance the learning process. Complex activities like tennis or dance class provide an even bigger boost. Exercise also appears to protect the hippocampus, a critical component in memory and spatial navigation. Gather with loved ones, get some exercise in, and combat memory loss and maintain word retrieval skills! Make a Game of It Solving puzzles and playing word games on a regular basis are some of the best ways to keep the brain healthy and functioning. Puzzles and word games engage multiple areas of the brain that affect memory, reasoning, and speed. It’s easy to find books or apps like Lumosity, Elevate, and Brainwell – Brain Training that offer a wide variety of puzzles and brain teasers. There are also great websites like Brain Metrix, Brain HQ, and CogniFit that offer exercises like memory tests, concentration games, and math problems. Some of the website services are free which is an added bonus. Whether you love a good crossword, are a Sudoku devotee, or can’t get enough wordle or quordle, spending a few minutes every day challenging your brain will go a long way toward preserving your cognitive skills. Stack the Deck in Your Favor Solve your favorite puzzles in the morning and get together with a few loved ones at your Overture senior apartment community for a card game in the afternoon. As you pick the pack at Canasta, or get a Grand Slam in Bridge, you’ll be stimulating your brain while enjoying the company of your card buddies. No matter how the cards fall, you’ll have a winning hand just for playing. Parlez-Vous Francais? Or Espagnol? Research suggests learning a second language can increase both the language center of the brain and the hippocampus, an area of the brain vulnerable to dementia. Studying a new language also opens neural pathways and increases blood flow to the brain. Join a local class or enroll in an online program like Rosetta Stone. Your brain will say merci! And While We’re on the Subject of Learning… One of the best possible tips for a healthy mind is to keep learning. Take a cooking class, learn to paint or attend a lecture at a university outreach program. Your brain will get a workout as those neural pathways tingle with stimulation. Your Brain Needs Sleep Your brain requires rest as much as your body. Aim for 7 or 8 uninterrupted hours of sleep nightly to give your brain the opportunity it needs to power down, regenerate, and properly store your memories. Stay Social Social interaction is important at all ages, but especially critical to the mental, physical and emotional wellbeing of seniors. Isolation can lead to stress and depression that can precipitate memory loss. With that in mind, Overture senior apartment communities are focused on providing unlimited social opportunities to keep active adults engaged and involved with one another. Book a tour at the Overture community of your choice today. An enthusiastic community of your peers is waiting to pick your brain about this exciting chapter of life. It is sure to be a great meeting of the minds. “In the end, it’s not the years in your life that count. It’s the life in your years.” - Abraham Lincoln